April 1, 2020
AgencyHow Can A Small Business Qualify For Insurance Discounts?
Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That’s because the presence of security means that the owners of the property are saving […]
March 4, 2020
AgencyBrewing a Safety Culture in the Beer Business
Keeping up with America’s thirst for beer is hard work. In 2017, the U.S. beer industry sold 2.9 billion cases of suds, as brewers worked hard to keep up with demand. While Americans associate beer with good times, making the popular beverage is an exercise fraught with danger, which is why brewery safety should remain top-of-mind […]
February 26, 2020
AgencyBusiness Insurance 101
While you’re busy starting and growing your own business, General Liability insurance can help you protect it. If someone claims that your business caused them harm or loss and they take legal action against you, that action can cost your business plenty in defense costs and payments for damages. Having a General Liability policy in place […]
February 19, 2020
AgencyIs It Time To Update My Business Insurance Policy?
What you consider an expansion to your business may differ from what your business insurance provider considers an expansion. Launching a new product, for instance, may not feel like a big deal, but it does bring a whole host of new insurance risks that your insurer needs to know about in order to provide you […]
February 12, 2020
AgencyBusiness Owner Responsibilities Include Personal Protective Equipment
Nearly every occupation requires its workers to dress the part. Lawyers wear suits, doctors wear white coats and fast-food workers wear uniforms. But the more dangerous a job is, the more necessary the addition of personal protective equipment (PPE) becomes, and the responsibility to provide it falls solely on business owners. Owner obligations The Occupational Safety […]
February 6, 2020
AgencyDoes an LLC Need Business Insurance?
Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. So, in the event of a liability lawsuit, you are only held accountable […]
January 29, 2020
AgencyHow Business Interruption Insurance Can Protect Against Unexpected Losses
Business insurance helps you cover expenses when your business experiences interruptions. Just as you wouldn’t open a business without fire and windstorm insurance, it’s important to protect your business operations themselves. Business insurance can cover your lost sales and expenses when unanticipated events cause your business to slow — or make it impossible to do keep […]
January 22, 2020
AgencyShould I File a Workers’ Compensation Claim?
On-the-job injuries and illnesses happen every day in a variety of workplaces across the United States. The latest data from the U.S. Bureau of Labor Statistics shows nearly 3 million American workers got hurt on the job in 2017. But how many injuries or illnesses at work rise to the level of needing to involve an insurance […]
January 15, 2020
AgencyHow Business Insurance Adjusts To Your Needs
Thousands of cars are alike. Several homes in the same neighborhood are alike. But no two businesses are alike. Two franchise restaurants will be in different neighborhoods, but they might keep different hours and have different sizes of staff. So, there’s no one-size-fits-all solution to business insurance. If you’re insuring your business, your plan is going […]
December 16, 2019
AgencyInsurance 101 For New Business Owners
If you want to start a small business, you should not be afraid to take a few risks. In many cases, taking a risk is the only way that you can truly achieve success. However, this doesn’t mean that you should take risks for no reason. In fact, it is smart to reduce risks […]