August 12, 2014
AgencyWhat to Do After a Motorcycle Accident
The steps you must take after a motorcycle accident are very similar to those you must take after a car accident. However, if you’re cautious enough to have never been involved in any type of accident, you might not know these steps. It’s always a good idea to brush up on this process, just in […]
July 28, 2014
Agency10 Tips for Saving On Your Homeowners Insurance
Homeowners insurance is not negotiable. If you hold a mortgage on your property, the bank will require it. And in any case, you’ll want the protection for your family’s investment. If the cost of your insurance is causing you anxiety, there are ways to lower it. Try some of these tips to reduce your premium […]
July 7, 2014
AgencyTips for Safe Cookouts on Your Boat
What’s an afternoon on the boat without a cookout? Grilling up hot dogs and hamburgers is a tradition for many boaters; but while many seasoned boaters may be aware of cookout safety, some new boaters may need to brush up on safety tips before firing up the grill. Here are some of the most important […]
June 6, 2014
AgencyDoes Automobile Insurance Follow the Car or the Driver?
There are a few questions in life that are more confusing than their answers. The blanket query into whether or not insurance follows the car or the driver in a particular jurisdiction is such a question — one we see regularly. It isn’t a dumb question. It is more like a MENSA brain teaser than […]
May 31, 2014
AgencyWhat is Covered by Flood Insurance?
Many people believe that their homeowners insurance policy will cover flooding, but this is not true. Floods and earthquakes are common exclusions from homeowners policies and a separate flood insurance policy must be purchased if you want protection against this natural disaster. Is flood insurance necessary in the Houston area? Flooding has been a historically-documented […]
April 25, 2014
AgencyHow Umbrella Insurance Acts as a Security Blanket
Buying homeowners and auto insurance is a great way to protect your family’s finances, but these policies have limits that may not be enough in today’s litigious society. The cost of a liability lawsuit can be exceptionally high, exceeding your policy limits several times over. Think about it this way: If you’re sued for $2 […]
March 21, 2014
Agency5 Factors Included in Your Home Insurance Premium
You might be wondering how Houston home insurance premiums are decided. Typically, each company has a slightly different formula that they use to create your premium, but the majority will include the following areas. Construction Type – What type of material was used to create your home (wood, brick, stucco, etc.) Location – Your physical […]
February 20, 2014
AgencyHouston Home Insurance
What Does Home Insurance Cover? Home insurance is a necessary protection for possibly the largest investment in your life. If you have recently bought a home and owe a mortgage, it is possible that your lender requires you to have home insurance. However, even if your home is paid in full, having an insurance protection […]
December 9, 2013
AgencyWhen is A Vehicle Considered a Total Loss?
By Gary Wickert | December 5, 2013 When and whether a vehicle involved in a collision is considered to be “totaled” for first-party insurance purposes is an issue of great angst and confusion for most consumers. We hear horror stories about older, functioning automobiles being “totaled” simply because the frame is bent or other seemingly […]
November 8, 2013
AgencyThink carefully before filing a homeowners claim
Think carefully before filing a homeowners claim By Herb Weisbaum November 6, 2013 7:23 PM You buy homeowners insurance hoping you’ll never need to use it. Then something happens. It’s not a big loss—maybe the neighbor’s kid throws a ball through a window or a falling branch damages the rain gutter. You think of filing […]